HELOC & Home Equity
Tap your home's equity for renovations, debt consolidation, or investment — without refinancing your first mortgage.
What it is
A HELOC (Home Equity Line of Credit) or home equity loan lets you borrow against the equity you've built while keeping your existing first mortgage in place.
Keep your first mortgage
Access equity without refinancing a low existing rate.
Flexible access
Draw from a line of credit as needed (HELOC), or take a lump-sum home equity loan.
Many uses
Renovations, debt consolidation, tuition, or a down payment on another property.
Your available equity, credit, and combined loan-to-value determine your options. Your advisor will review what fits.
- Homeowners with built-up equity
- Funding renovations or large expenses
- Consolidating higher-interest debt
- Accessing cash without touching a low first-mortgage rate
See if it fits your goals
A licensed Trojan advisor will review your scenario and outline a clear next step. No obligation, no impact to your credit.
Ready to see your options?
Get a custom loan review from a licensed Trojan Home Loans advisor. No obligation, no impact to your credit.
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