Mortgage calculators

Real scenarios, real numbers.

Estimate monthly payment, potential refinance savings, and affordability. Illustrative only — your Trojan advisor will model real, current options for you.

Since 2002
Costa Mesa, CA
Company NMLS #70640
CA DRE #01330389
Equal Housing Opportunity
Monthly Payment

Estimate principal & interest

Illustrative only. Excludes taxes, insurance, HOA, and mortgage insurance. Actual rates and payments vary.

Home price$850,000
Down payment20%
Rate (illustrative)6.75%
Term30 yrs
Estimated monthly P&I
$4,410
Loan amount: $680,000
Refinance Savings

See potential monthly savings

Illustrative only. Closing costs, term length, and other factors impact true break-even.

Current balance$550,000
Current rate7.25%
New rate (illustrative)6.00%
Years remaining25 yrs
Estimated monthly savings
$432
Annual: $5,181
Current P&I $3,975 · New P&I $3,544
Affordability

Estimate what you could afford

Illustrative only. Final approval depends on credit, assets, property, and full underwriting.

Annual income$180,000
Monthly debt payments$800
Rate (illustrative)6.75%
Target DTI43%
Estimated home price
$1,088,887
Max loan
$871,110
Mo. budget
$5,650

Disclaimer: These calculators are educational tools and provide illustrative estimates only. They do not include taxes, insurance, HOA dues, mortgage insurance, or all program-specific costs. They are not an offer of credit, a guarantee of any specific rate, payment, or approval, and they are not a substitute for a personalized quote from a licensed mortgage advisor. Equal Housing Opportunity.

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