Loan program

First-Time Buyer Loans

Guidance, programs, and clear next steps for buyers entering the market.

Since 2002
Costa Mesa, CA
Company NMLS #70640
CA DRE #01330389
Equal Housing Opportunity
All loan programs

What it is

Buying your first home comes with new terms and decisions. We pair the right loan program with clear, education-first guidance so you know exactly what each step means.

Key highlights

Program matching

We compare first-time-friendly options — including low-down conventional and FHA — side by side.

Clear education

Plain-English explanations of payments, costs, and timelines before you commit.

Step-by-step support

A licensed advisor guides you from pre-approval through closing.

Good to know

Down payment assistance and program availability vary. We'll outline what you may qualify for.

Best fit for
  • Buyers purchasing their first home
  • Those comparing FHA, conventional, and low-down options
  • Anyone who wants education-first guidance
  • Buyers planning their path from pre-approval to keys

See if it fits your goals

A licensed Trojan advisor will review your scenario and outline a clear next step. No obligation, no impact to your credit.

Ready when you are

Ready to see your options?

Get a custom loan review from a licensed Trojan Home Loans advisor. No obligation, no impact to your credit.

Secure application powered by our loan application portal. Opens in a new tab.

Call Text Apply Quote