FHA Loans
Lower down payment options ideal for first-time buyers and credit-flexible scenarios.
What it is
FHA loans are insured by the Federal Housing Administration, making them a flexible option for first-time buyers and borrowers with lower down payments or credit-flexible situations.
Low down payment
Down payments as low as 3.5% for eligible borrowers.
Flexible qualifying
More forgiving credit guidelines than many conventional programs.
Gift funds allowed
Down payment and closing costs can often come from eligible gift sources.
FHA loans include mortgage insurance. Your advisor will walk through the full cost picture and whether FHA or another program is the better fit.
- First-time and repeat buyers
- Lower down payment needs
- Credit-flexible situations
- Buyers who want more forgiving qualifying guidelines
See if it fits your goals
A licensed Trojan advisor will review your scenario and outline a clear next step. No obligation, no impact to your credit.
Ready to see your options?
Get a custom loan review from a licensed Trojan Home Loans advisor. No obligation, no impact to your credit.
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