Conventional Loans
Flexible terms with competitive structures for qualified buyers and refinancers.
What it is
Conventional loans aren't backed by a government agency, which gives qualified buyers and homeowners flexibility across a wide range of property types, price points, and goals.
Flexible down payments
Options starting as low as 3% down for qualified buyers, with the ability to avoid monthly mortgage insurance at 20% down.
Wide property eligibility
Finance single-family homes, condos, townhomes, and multi-unit or investment properties.
Competitive structuring
Fixed and adjustable terms your advisor can match to how long you plan to keep the loan.
Qualification depends on your credit, income, and the property. Your advisor will review your full picture before recommending a structure.
- Buyers with steady income and solid credit
- Down payments anywhere from 3% to 20%+
- Primary homes, second homes, and investment properties
- Refinancing to a better term or removing mortgage insurance
See if it fits your goals
A licensed Trojan advisor will review your scenario and outline a clear next step. No obligation, no impact to your credit.
Ready to see your options?
Get a custom loan review from a licensed Trojan Home Loans advisor. No obligation, no impact to your credit.
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